Carnival of Personal Finance #167 at Broke Grad Student

In a 2007 survey conducted by CareerBuilder.com, the nation’s largest online job site, four out of every ten American workers survive living paycheck to paycheck. 41% of the working public would not be able to meet their living expenses without relying on the next payroll check to come in. The incoming money is spent before it is received in many cases. Once that check is cashed, one in five of those workers have nothing left over to add to a savings plan.  These statistics do no... more

Everywhere you look online there are advertisements for working at home:  work at home moms, home-based businesses, direct sales, paid-to-read emails- you name it, it’s out there.  The trouble is, there are many advertisements that give false hope and worse- take your hard earned money and never deliver what they say they will. That being said, there are numerous ways to earn a few dollars with your computer.  In fact, I like to think of my computer as my personal, mini-ATM.  While... more

When I was 7, I was probably the most entrepreneurial kid on the block, well, at the time I was the only kid on the block besides my sister, but I sure was entrepreneurial none the less! During the summer I would go around to local parks and school on my bike two or three times a week and collect pop cans after sporting events at the baseball diamonds. I didn’t by any means get rich by doing so, but I made a decent amount of money for a kid my age. If I had the wits then to figure out th... more

Just because you’re trying to watch your spending and keep an eye on your cash flow doesn’t mean you have to cut out all sources of entertainment that costs you money. One of the main reasons budgets fail is because people attempt to be too strict with themselves and do not allow for an “entertainment” category within their budget. All work and no play is not the answer to saving money! The trick is to find sources of entertainment that you enjoy but that do not break... more