Many people are talking about a home equity loan, at work, weekends and even at the dinner table. Why is it the flavor of the month and what should you know about a home equity loan to ensure you stay out of strife if you decide to enter this realm.
Owning your home is a valuable asset for anyone in a lifetime. If you agree to a home equity loan, you are in fact putting this great asset at risk. Home equity loans are appealing due to the low interest rates and (in some cases) the tax deductibility of interest, but they also represent a risky business.
It sometimes has to be faced, if things don’t work out. Consider a significant expense and not to having the necessary cash to cover it. Examples of such expenses are medical bills, major house repairs or a child’s college education. A home equity loan could be the solution to your financial problems, at least for a short term. By using the equity you’ve built in your home over time you can borrow a signific...
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If you are like most people, you have hundreds of important files spread all over your hard drive. It seems that there is not a universal way of handling these files and folders. Luckily there are a few simple things that you can do to manage and organize all your work.
1. Keep it simple. If you have multiple customers/clients/patients that need extra information stored about them outside of your usual database, create a file folder for the information and use the same naming conventions on a... more
Normal and regular people get food allergies, but, food allergies are not normal.
Yes, they are common, but they are not normal of a perfectly healthy body.
An allergic response is when a person’s body reacts to certain foods in such a way that the body employs an immune system response. This is because it believes the food as harmful. Symptoms may occur in the digestive system, respiratory system, or other areas of the body. Some of the most common allergic responses include a ... more
If you are not pissing someone off, you are probably not doing your job. - Bryce’s Law
INTRODUCTION
This essay represents my 100th in a series of weekly bulletins I have written over the last two years. During this time I have written on a variety of management related issues as well as technical topics pertaining to Information Technology, e.g., systems design, data base design, software engineering, etc. My intent was to show the vast scope of Information Resource Management (I... more
So, why are you not with your soulmate? What’s keeping you and your ideal partner apart? Is it because finding and connecting with your soulmate is hard? No, I really don’t think so. In fact, meeting your ideal partner is not at all difficult.
Many people came to me and say, “Joanne, I’ve done the inner and outer work that you suggested in your book, A Matter of Destiny, so why haven’t I met my soulmate yet?” Unfortunately, it’s hard to say when your... more
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