Lazy day

Today has been a lazy day. I have had a heavy cold since Sunday so haven’t really been on form the last couple of days. Today was no exception. I woke up just before 9am, which is late for me, had breakfast then spent most of the morning in a coffee shop reading my (freshly signed) book. In the afternoon I got a couple of quotes from the usual high street banks about opening a merchant account for taking credit card payments online. The transaction costs aren’t too bad, it’s all the “extras” that they throw in. For example, here’s a quote I got from one bank based on the volume of transactions that I gave them: 150 GBP joining fee 25 GBP per month 2.43% per transaction cost with a credit card 23p per transaction with a debit card Additional charge of 2% of total turnover per month Ouch! I am still waiting for a quote from WorldPay  but based on the prices on their website, they appear to be even more expensive. Needless to ...