Since I’ll be heading out of town in a couple of days, I thought it would be wise to look at some of the issues of traveling and frugality. It’s tempting to throw your budget into the toilet when you’re on vacation , but unfortunately, there are always consequences. Anyone remember that old American Express commercial where a couple of stranded travelers try to get their bags off of the plane and can’t, then proceed to charge a bunch of fun? What we don’t remember–because we weren’t shown what happened–was how much less fun it looked when the bill showed up.
Traveling is tough financially and not just because of the skyrocketing price of fuel. You’re often a captive audience. Just like a movie theater, stores in the airport can charge you whatever you want because it’s about the only game in town. Same for the restaurants there; the Burger King in Honolulu International Airport tends to charge about a buck per sandwi...
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According to Wikipedia , “A share (also referred to as equity shares) of stock represents a share of ownership in a corporation.” These can be either privately held or publicly held companies; this blog would primarily discuss stock in publicly held companies, but for this entry, we will primarily discuss imaginary stock in a non-existent privately held company known as Uncommon-Cents.net.
To simplify the Wikipedia definition a bit, when you own stock in a company, you ow... more
I hate debt. It took me awhile to get out of it after graduate school, and all of the usual stories applied: I felt trapped, enslaved, and worked multiple jobs to try to escape it. It added to my stress level and deprived me of having as much fun as I wanted.
Debt is, in some situations, very difficult to avoid–if you want to buy a house, a car, or further your education, it’s pretty likely you’ll end up in some debt. So what’s worth going into debt over?
1) A h... more
While I have several credit cards I use depending on the time of the month, the vendor I’m purchasing from, and the products I’m purchasing, my overall favorite is the Pentagon Federal Credit Union Platinum Rewards Visa. This card will provide a cash rebate of 5% on gas, 2% on groceries, and 1.25% on everything else, with no annual fee. Moreover, unlike other cards, it doesn’t require hitting a milestone of points (such as 2,500 points on my Amazon.com Visa... more
What timing. Following my rather less-than-knowledgable discussion last night on keeping finances separate vs. combined in a marriage–not surprising given that I’m a lifelong bachelor–I came across a number of posts by other personal finance bloggers on similar subjects.
Him and Her of Make Love, Not Debt , discussed Ten Financial Considerations for Newlyweds . They take a clear position on having joint accounts, but also stress communication and working together.
J.D. ... more
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