Wonder why it is getting more difficult to generate the same starts you’ve seen in previous years? Today’s press release from The Conference Board may shed some light on why:
Says Lynn Franco, Director of The Conference Board Consumer Research Center: “This month’s Consumer Confidence Index is the fifth lowest reading ever. Consumers’ assessment of present-day conditions continues to grow more negative and suggests the economy remains stuck in low gear. Looking ahead, consumers’ economic outlook is so bleak that the Expectations Index has reached a new all-time low. Perhaps the silver lining to this otherwise dismal report is that Consumer Confidence may be nearing a bottom.” [Read the entire release here ...]
Now is not the time to fly blindly. Patients will need better financing options if you are going to keep your starts, and your options can’t be made without knowing your risk. Now is the time to spend a little money ...
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We’ve all met know-it-alls—people who think they know more than they actually do. If they’re talking about products, like wine or motorcycles, they might actually know as much as they think. But when it comes to health plans, social policy, or nutrition, they might not, according to a new study in the Journal of Consumer Research.... more
Products with visible brand names are everywhere; many times we don't even notice them. But how much do those unnoticed exposures affect brand choices? Quite a bit, according to a new study in the Journal of Consumer Research.... more
NEW YORK, NY (MARKET WIRE) Today's U.S. consumer population is very diverse, making it more important to be aware of group distinctions and the benefits of further streamlining your company's marketing efforts to appeal to your target consumer groups.... more
U.S. consumers are already losing their jobs at an accelerating rate.
The same thing is now set to happen to their credit lines.
But with so many Americans already losing their main source of income – their jobs – at an ever-spiraling rate, will an economy that derives two-thirds of its power from consumer spending end up mired in its worst funk in decades because those same consumers are now losing their charge accounts?
Before you dismiss the possibility, consider th... more
Sterling falters in forex tradingOne of the big reasons that the sterling continues to falter in forex trading is due to consumer confidence. The British economy seems to be in a downward spiral, and consumer confidence only makes the problem worse. Two of the issues affecting consumer confidence in Britain include :
Rising unemployment
Tighter credit
Consumers are both unwilling and unable to spend, and that is forcing the British economy into recession. As a result, the U.K. pound is fi... more
 UAE and Global Gloom
By Michele Grant, Special to Gulf News , December, 3, 2008
Newspaper headlines throughout the world tell a very sorry story when it comes to the upcoming festive season. Consumers everywhere are feeling the pinch as the credit crunch threatens to take the cheer out of holiday buying.
Retailers in the UK have already been told Christmas spending this year will drop by seven per cent and that December will one of the toughest in decades when it comes to sales figures... more
With all of the day’s turmoil, consumer confidence is lower than it has been in years. The holiday season, which has long been a money-tree for retailers, is now cast in an unfavorable light. The Conference Board announced that the Consumer Confidence Index level was 59.8 on Tuesday, just half of what it was a year ago. The figure is derived from a survey of 5,000 American households, and how citizens see the economy. The 59.8 does not reflect Monday’s sharp stock market drop, but i... more
... Canadians should expect lower wage increases in 2009, ... tough economic times. A Conference Board of Canada survey released Monday said Canadians should expect ... Sha, 24, who works for a Toronto law firm, says she fears not only for ...... more
TORONTO - Deeply eroded pensions, investments that have bled billions in net worth, thousands of lost jobs, and now workers could see their wage increases slashed as Canadian employers are forced to trim costs in tough economic times.
... more
WASHINGTON (AFP) - US consumer confidence plunged to a record low in October as stressed consumers turned sharply more pessimistic and a global financial crisis bites, the Conference Board said Tuesday.... more
Every doc (Dentists or not) will benefit from reading this white paper written after their own researh by one of my friends, D Carl Richards from Las Vegas based Silverstone Wealth Management….
Chained to the Chair: The Dental Dilemma
As a private practice dentist, you face a unique set of challenges. If you’re like most dentists, you graduated from dental school saddled with debt. And then you took on large liabilities to start or buy into a practice. But perhaps the big... more
Smart doctors are usually not SMART MONEY DOCS. More money does not mean more money smarts!   Unless you made you money from investing — it is a DANGEROUS logical leap to conclude that you are qualified to invest your money just because you were able to make money in the first place.
Smart doctors who start making good money can easily make the mistake that they ‘know best.’ This often leads to maverick investing which most of the time leads to massive losses of capital.
... more
OK… time to stop and remember where we’ve come from. The underlying message of the blog is a discussion of how to use your current practice to generate cash for investing in wealth creating assets. While we’ve talked about short-term and diversified investments — it’s important to understand and distinguish the type of assets you have in your portfolio.
NOT ALL ASSETS ARE CREATED EQUAL:
Some ASSETS generate cash — some preserve cash — ... more
Today Thomas S Monson, a former newspaper editor and long-time church leader will be sustained as the head of the 12 million members of the Church of Jesus Christ of Latter-Day Saints. Mormon managers have long quoted Monson who said:
“When performance is measured, performance improves. When performance is measured and reported back the rate of improvement accelerates.” -Thomas S. Monson
Good advice for a business, in worki... more
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